Administration Orders | London

An Administration order is a county court order that covers credit debts and other debts and treats them all as one debt. It is for debts of less than £5,000. It is imposed and administered through your county court. Under the administration order you make regular monthly payments to the court who will then distribute this money to your creditors. The court will also take some of this money towards their own costs. An administration order prevents your creditors from taking any further action against you.

You can apply for an Administration Order by completing an N92 form which can be obtained from your local court office. You must list all your debts. If you are a couple and have joint debts and both want to apply, you must apply separately and both include the whole debt on your form. When a couple make individual applications at the same time and they have joint debt, it may be acceptable to divide the debt equally between the two applications.
For applicants that are employed an Attachment of Earnings Order will be made unless they request otherwise. Some applicants will not want their employers to know of their current situation, so they would prefer not to have an Attachment of Earnings Order.

In order to apply for an Administration Order you must have...

• At least 1 County / High Court Judgement against you
• 2 or more creditors
• Debts of less than £5000

You must keep up your payments on an Administration Order. If you do not, the court can revoke your order and your creditors will be entitled to pursue you for the full amount of the debt. If you feel you cannot afford to pay the amount asked for in the order, maybe due to a circumstantial change you can ask the court to review the order and reduce the payments. An Administration Order will continue until the Debt is paid off in full. Details of your Administration Order will remain on your credit reference file for a period of six years from the date of the Administration Order.

• Harassment from creditors will stop, and they cant take action against you, without the courts permission.
• Can save a lot of time and hassle because the court deals with everything on your behalf.
• Interest and charges are stopped.
• There is no Upfront fee with an Administration order. The court takes 10p from every £1 you pay, as a handling fee.